CS Financial CS Financial Solutions are a wholly owned subsidiary of Charles Stanley plc. A firm of Independent Financial Advisors and Employee Benefits Consultants with a history dating back over 200 years. We recognise the specific needs of employers sponsoring employee benefit arrangements and have a team of experienced consultants and support staff dedicated to the provision of advice and services in this field. We provide a comprehensive consultancy service, which enables us to advise both the employer and employees on all aspects relating to employee benefits. Our strategy is to provide clients with a professional service which is both efficient and accurate. The needs of the client come first and our goal is to anticipate those needs. Gallagher Heath Gallagher Heath was born following the acquisition of Heath Lambert by Arthur J. Gallagher (UK) Limited, part of Arthur J. Gallagher & Co. – one of the largest insurance and risk management firms in the world. We offer a unique blend of insurance and specialist expertise – no matter how large or small your organisation; operating locally, nationally or internationally; or where your UK base is. Gallagher Heath is a trading name of Heath Lambert Limited, which is authorised and regulated by the Financial Services Authority. Registered Office: 9 Alie Street, London E1 8DE. Registered No: 1199129 England and Wales